For a small fee they will insure your XCH and/or USDC balance redeemable in USDC or XCH. Too bad it is ALL backed by the prefarm so if they get hacked they will have to dump the prefarm to pay, meaning everyone of you suckers will pay when the xch price dumps to cover their mistakes.
I think they are trying to model the current financial system where we bail out the too big to fail institutions and socialize the losses on the backs of the commoners.
Kind of how the strategic reserve aka the prefarm models the federal reserve so they can control inflation at will.
What else did you expect investing in a corporate coin?